Auto
The Top Safe Cars of 2009
While most of us love to watch a good car crash in the movies. The Insurance Institute for Highway Safety (IIHS) simply loves to crash good cars. Okay, they don’t just go out to wreck cars, they systematically test cars front, side & rear impact for safety and produce a list of the top safe [...]
October 2nd, 2008 · · by Matt Fox · · No Comments
Posted in: Auto
How Do You Know You Have The Best Price On Your Insurance?
Wow, it’s been a very busy month here. A lot of people are feeling the financial crunch from the rising gas prices and are looking for lower car insurance rates. I’ve also seen a few people shopping for insurance quotes after buying motorcycles and hybrids as another way to help lower their gas [...]
August 1st, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Homeowner
It’s Just A Windshield, Right?
I was reminded recently about the importance of the glass in your windshield in your car or truck.
A friend, and client of our firm, was having their car washed before heading out of town last week. In the windshield there were two dime size rock chips. Naturally, the friendly windshield repair [...]
June 27th, 2008 · · by Matt Fox · · No Comments
Posted in: Auto
Rising Gas Prices And Low Cost Auto Insurance?
Recently, I’ve been receiving more and more calls from people shopping their auto and home insurance. (Of course, this makes me happy because a very large percentage of the people that call become our client.) One question I usually ask is, "Why are you shopping your insurance today?" I have been getting [...]
June 23rd, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Homeowner, Motorcycle
Switching Insurance? You Have To Cancel The Old Policy
I think most people are afraid to switch their insurance because they’re afraid to tell the old agent “goodbye.” Leaving relationships is difficult. Nobody wants to be the bad guy. You also don’t know if the other agent is going to try and “sell you” on reasons to stay. Then you’ll have to say “goodbye” [...]
April 30th, 2008 · · by Matt Fox · · No Comments
Posted in: ATVs, Boats, Other Toys, Auto, Business Insurance, Homeowner, Personal Insurance, Teenage Drivers
Auto Theft Rate Dropping
According to an article at CNNMoney.com, FBI crime data shows vehicle theft dropped for the fourth consecutive year. While that’s good news, the West coast leads the country in thefts per capita. The easy access to move cars quickly across the border to Mexico and Canada where it’s more difficult to track the car seems [...]
April 23rd, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Personal Insurance
Where You Live Can Affect Your Car Insurance Rates
Your home and car insurance rates can be greatly affected by what zip code you live in. If you’re an insurance geek, like me, you’ll find it fascinating to learn of the many factors that drive insurance rates. I won’t bore you with all but here’s another one of the biggies…your zip code.
If you live [...]
April 14th, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Homeowner, Personal Insurance
ATV and Boat Insurance, You’re Still Not Covered
I had a few comments sent to me on my last article about ATV and Boats not being covered on your home insurance. One person said, “I didn’t know it wasn’t covered under my home, I’ll just leave it hitched to my truck so it’s covered under my truck’s policy.”
I love the human ability to [...]
April 8th, 2008 · · by Matt Fox · · No Comments
Posted in: ATVs, Boats, Other Toys, Auto, Personal Insurance
When You Hit An Animal - How Does It Affect Your Car Insurance Rate?
You’re driving up North to escape our upcoming heat. You have your favorite road music playing on the radio and out from the Pine trees darts a beautiful deer. You react to avoid it but it’s too late. You hit and kill the deer. You’ve probably totaled out your car too. I hope you’re okay. [...]
April 4th, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Personal Insurance
Yes! You Can Monitor Your Teen’s Driving Even When You’re Not There
According to an article by the Insurance Information Institute, drivers age 15-20 are responsible for 12.9% of all fatal crashes. They Also have the highest rate of fatal of all age groups and motor vehicle crashes is the number one cause of death for this age group.
How can we protect our kids?
Limit passengers allowed [...]
March 28th, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Personal Insurance, Teenage Drivers
Hulk Hogan And Parents With Teenage Drivers
Hulk Hogan and his wife are being sued for their 17-year-old son’s car accident. Hogan’s 17 year old son Nick was in a car accident on Aug. 26, 2007. Nick lost control and ran into a tree. The passenger is critically injured and will require care for the rest of his life. The lawsuit hopes [...]
March 25th, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Personal Insurance, Teenage Drivers
What Is Uninsured and Underinsured Motorist Coverage?
Uninsured Motorist and Underinsured Motorist Coverage (UM/UIM) have to be two of the more misunderstood coverage options available on your auto insurance policy. While they do protect you if you are hit by an uninsured or underinsured driver, the type of damage it actually pays for is where the misunderstanding takes place.Recently I wrote about [...]
March 24th, 2008 · · by Matt Fox · · 1 Comment
Posted in: Auto, Personal Insurance
Do I Need To Buy Insurance When I Rent A Car?
When renting a car there is no black or white answer to buying the rental car company’s insurance. Like all insurance, you need to look at the contract, the coverage, and the price to benefit provided. Now, with that said, there is good reason to buy and not to buy certain coverage from the rental [...]
March 14th, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Personal Insurance
Your Insurance Agent Could Save You Thousands Of Dollars
Buying insurance is about as much fun as a rash.
There are companies that sell via internet, toll-free 800 numbers, through associations, and whatever manner they can . Insurance companies think if they cut out the agent their distribution costs are less. Many consumers like this option. That’s fine.
The more I see of these companies tactics, [...]
March 13th, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Insurance Agents, Personal Insurance
Give Yourself An Umbrella Of Insurance Protection
A friend of mine is an insurance agent for one of those ‘on the corner’ insurance companies. He faxed me a copy of a letter that was being sent to his client from the claims department. It was a letter I showed everyone in our office to emphasize the importance of the protection we offer [...]
March 10th, 2008 · · by Matt Fox · · No Comments
Posted in: Auto, Personal Insurance, Personal Umbrella, Teenage Drivers